see http://www.capuk.org/home/index.php
Preston Centre - Longton Community Church, Longton, PR4 5XY To book an initial appointment please call FREE on 0800 328 0006
Because we visit people in their home, we can only help those who live within 30 minutes drive of a CAP Centre.
STEP BY STEP GUIDE TO HOW WE HELP
1. HOME VISIT If you live in a postcode covered by a CAP centre (use the postcode search at the top of the page to find this out), phone the freephone number. After you call CAP, a Debt Advisor and Support Worker from the local CAP Centre will visit you in your own home.
2. AN EFFECTIVE BUDGETA realistic budget is then worked out at CAP HQ by prioritising your essential bills, negotiating affordable payments with each creditor and stopping unfair interest and charges where possible. The local Debt Advisor will then visit you again to explain the budget and the payments you will need to make.
3. CAP ACCOUNTA CAP Account is then set up for you. This acts like a simple bank account. You will need to make one weekly or monthly payment into your account to cover all of your bills and debts. CAP will then distribute this on your behalf. You can also make savings in your CAP Account.
4. INSOLVENCY / BANKRUPTCYIf you are in severe debt then we can walk you through insolvency, like petitioning for bankruptcy. We can help you to fill out the forms and even attend court with you.
5. DEBT FREE AND BEYONDYou will use your CAP Account to pay your bills and debt repayments and you will be supported by a team at CAP HQ until you are debt free. You may keep your CAP Account even after you are debt free.
More details? – Click here to read some frequently asked questions
Wednesday, 29 October 2008
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